When you calculate the SHA256 checksum, make sure to calculate it over the actual bytes of the previous step, not the hex encoding of those bytes:
# First convert to actual bytes.
bytes = [ripmed160_with_pre].pack('H*')
# Now calculate the first hash over the raw bytes, and
# return the raw bytes again for the next hash
# (note: digest not hexdigest).
sha1 = Digest::SHA256.digest bytes
# Second SHA256, using the raw bytes from the previous step
# but this time we can use hexdigest as the rest of the code
# assumes hex encoded strings
sha2 = Digest::SHA256.hexdigest sha1